Co-Living Investment Properties

Multiply Your Yield with Affordable Luxury.

Can You Still Build Co-Living and NDIS Investment Properties in 2026?

Yes. Co-living, triple living and NDIS investment properties can still be built in 2026, and ACIGP is actively delivering them.

Why People Are Asking

The question comes up constantly, and it is a reasonable one. Between changes to NDIS policy, tighter lending conditions, higher build costs and the 2026 tax reform, investors have watched a lot of the ground shift under this sector in a short space of time. It would be understandable to assume something had closed off.

Nothing has. What has changed is the detail around delivery, not the ability to deliver.

What Has Actually Changed

Three things are genuinely different to a couple of years ago, and they are worth knowing about because they affect timelines rather than feasibility:

Build costs are higher. That is true across residential construction generally, not just purpose built stock. It affects the entry price rather than whether a project can proceed.

Certification takes coordination. Purpose built accessible housing has to satisfy both NDIS design requirements and building surveying requirements, and those two processes need to align. Where they do not, timelines stretch. Choosing a builder who manages that alignment properly is one of the more important decisions you will make.

Finance is harder than it was. Lenders assess purpose built property differently to a standard house, and approval depends on the design category, the building classification and the builder. It is more work to arrange, not impossible to arrange.

What Has Not Changed

The underlying demand has not changed, and neither has the ability to build. Co-living and triple living in particular remain available and remain a lower barrier to entry than higher specification SDA dwellings, which is why they have become the more accessible starting point for investors entering this market.

If your question is whether it is too late to build, the answer is no. If your question is whether it takes more planning than it did in 2023, the answer is yes.

This is general information only and not financial advice. Speak to a licensed adviser about your circumstances.

To see what is currently available, explore our co-living investment properties or get in touch with the team.

For a plain-English explanation of how these two products differ, read Co-Living and Triple Living Investment Properties Explained, or see Co-Living SDA Investment: A Lower-Cost Entry Point if the deposit is your constraint.

Flipping the Traditional Rental Model

Traditional 4-bedroom family homes yield average returns. Co-Living flips this outdated model on its head. By transforming a single property into a multi-income asset, Co-Living is designed for investors who want to maximize their cash flow without multiplying their holding costs.

What is a Co-Living Property?

Co-Living properties are purpose-built, fully furnished homes designed for 3 to 5 independent tenants. Each tenant enjoys their own private locked bedroom and ensuite, while sharing luxury communal spaces. It is the perfect blend of privacy and community, highly sought after by young professionals and essential workers.

The Purpose Built Advantage for Investors

Exponential Rental Returns: By renting by the room, investors can achieve 1.5x to 2.5x higher rental returns compared to a standard single-lease home.
Built-In Risk Mitigation: Having multiple leases significantly reduces your vacancy risk. If one tenant moves out, you still have multiple other income streams covering the mortgage and holding costs.
High Tenant Demand: With the rising cost of living, renters are actively seeking affordable, high-quality living spaces that don’t compromise on luxury or privacy.

Ready to Multiply Your Earning Potential?

Stop settling for standard growth and start building a truly cash-flow positive portfolio. By leveraging multiple income streams on a single title, our purpose built properties are designed to target significantly higher rental yields, typically between 8% and 14%+.

Co-living ready homes available now

Homes designed so they can be let room by room as co-living.

Location	Price	Land	Home	Bed / Bath / Car	Indicative rent per week	Completion
Donnybrook, VIC 3064	$756,000	263 m²	-	4 / 3 / 2	$690	July 2026
Donnybrook, VIC 3064	$756,000	263 m²	-	4 / 3 / 2	$1,000	July 2026

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Listings are for general information only. Homes may sell or become unavailable without notice. Indicative rents are estimates and may vary. The Contract of Sale is the only binding source of property details.